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Dental Financing in Grand Junction

Care You Need Today. Payments That Fit Your Life.

At High Desert Dental, we believe cost should never stand between you and a healthy, confident smile. We partner with Cherry to offer simple, flexible monthly payment plans for larger treatment plans, cosmetic cases, and restorative work.
APPLY WITH CHERRY

Affordable Dentistry in Grand Junction, Colorado

Whether you are considering dental implants, a full smile makeover, crowns, veneers, or restorative work your insurance will not fully cover, Drs. Josh Eastham and Caleb Russell want to make it easier to say yes to the treatment you deserve. Our patient financing options let you break your investment into small, predictable monthly payments so you can move forward with confidence.

Why We Recommend Cherry Payment Plans

Cherry is a healthcare-focused payment platform trusted by more than 60,000 providers. It was built specifically to help patients afford medical and dental care without the stress of a traditional credit application.

Quick 60-Second Application

Apply online in about a minute with no impact to your credit score. You will know right away what you qualify for.

Plans Up To $50,000

Fund almost any treatment plan, from a single crown to full-mouth restoration or a smile makeover.

Predictable Monthly Payments

Choose a term that fits your budget, from short-term interest-free plans up to 60-month options.

High Approval Rate

Cherry approves more than 80% of applicants, including patients who have been turned down by other lenders.

0% APR Options Available

Qualifying patients can access true 0% APR plans, with rates as low as 5.99% APR for longer terms.

No Prepayment Penalties

Pay your balance off early any time with no hidden fees or surprises.

How to Apply for Cherry Financing

Applying takes about a minute and will not affect your credit score. Most patients get an answer instantly.
START YOUR CHERRY APPLICATION

Applying will not affect your credit score.

Click Apply

Tap the button below to open the secure Cherry application for High Desert Dental. You can apply from your phone, tablet, or computer.

Enter Your Details

Provide a few basic details, including your name, date of birth, and address. A soft credit check is performed with no impact to your score.

Get Approved and Schedule

See your approved amount and payment options in seconds, then call our office at (970) 245-1758 to schedule the care you have been putting off.

Treatments Patients Finance

Cherry can help you afford almost any treatment we offer, especially larger investments that insurance may only partially cover.

Dental Implants

Single implants, implant bridges, and full-arch restorations to replace missing teeth and restore your bite.

Cosmetic Dentistry

Porcelain veneers, professional teeth whitening, and complete smile makeovers designed around your goals.

Restorative Dentistry

Crowns, bridges, inlays, onlays, and full-mouth reconstruction to rebuild strength, function, and comfort.

Root Canals and Extractions

Advanced endodontic care and comfortable tooth removal, including wisdom teeth.

Periodontal Therapy

Deep cleanings and gum disease treatment to protect the foundation of your smile.

Emergency Dental Care

Same-day help for broken teeth, severe pain, and dental trauma when you need it most.

We Also Work With Your Dental Insurance

Our team files claims on your behalf and helps you understand exactly what your plan covers before treatment begins. When insurance covers only part of your care, Cherry can bridge the gap so you never have to postpone the treatment you need.
  • In-network with most major PPO plans
  • Clear, written treatment estimates before you commit
  • No-surprise billing on every plan we present
  • Cherry available for any remaining out-of-pocket balance

Combine Insurance and Cherry for Bigger Cases

For larger investments like full-mouth restoration, implant cases, or a complete smile makeover, most patients pair their insurance benefits with a Cherry payment plan. You use every dollar of coverage available, then finance the remaining balance over time in affordable monthly payments.

Frequently Asked Questions

Does applying for Cherry hurt my credit?

No. Cherry uses a soft credit check to show you your prequalified options, so applying will not impact your credit score.

How much can I finance?

Approved patients can finance dental treatment from a few hundred dollars up to $50,000, depending on eligibility.

What terms are available?

Terms range from short interest-free plans up to 60 months. Qualifying patients may access 0% APR, with rates as low as 5.99% APR for longer terms.

Can I use Cherry with my dental insurance?

Yes. Most patients use every dollar of insurance benefits first, then use Cherry to finance the remaining balance.

How quickly can I start treatment?

As soon as you are approved, call our Grand Junction office at (970) 245-1758 and we will schedule your treatment right away.

Is there a prepayment penalty?

No. You can pay your Cherry balance in full at any time with no additional fees.

Ready to Move Forward With Your Smile?

See what you qualify for in about a minute, then call our team to schedule the care you have been thinking about. We are here to help every step of the way.