Use Your Dental Benefits

We look forward to Thanksgiving, Christmas, and, of course, New Year’s Eve as the end of the year approaches. Typically, we are so focused with ringing in the new year that we overlook the fact that our dental insurance policies no longer give any benefits after December 31st. However, our dentist in Grand Junction explains that this means that the insurance will expire if the yearly maximum is not fulfilled. 

Today on the blog, our team dives into why it’s important to use your dental benefits before the end of the year. So, if you’ve been searching “dentist near me” and need to get seen ASAP, we’re here for you! 

Why You Should Use Your Dental Benefits Before It’s Too Late

Here are five reasons why you should see your Grand Junction CO dentist before the year is out:

Maximum Annual Exhaustion

First, every dental insurance plan has a yearly maximum value, which can range between $1,000 and $1,500 depending on the insurer and approved operations. Importantly, the vast majority of dental insurance plans are renewed on January 1st, Additionally, any unused benefits do not carry over to the next year. As a consequence, our emergency dentist in Grand Junction explains that taking advantage of the maximum coverage amount is only logical.

The Premium is Paid

You would be paying or have already paid a premium amount to the insurance plan in order to claim coverage for dental benefits. The same is true for FSAs, which allow you to make pre-tax contributions to your dental plan directly from your paycheck. Our friends over at Digital Doc, the best intraoral camera providers, explain that all of these contributions would be in vain if dental treatments were not utilized.

Dental Service Fee Increase

Fee hikes are common, as they are for the vast majority of services. Dr. Eastham, the best dentist in Grand Junction Co explains that all dentists musts also pay for equipment and medical supplies. When the cost of such supplies climbed, they would have little choice but to raise the service charge. In most cases, the new price arrangements would go into force in the new year. Delaying your dental visit may need a higher co-pay.

The Benefits of Overlapping

Certain dental procedures may quickly exceed your yearly limit, resulting in a higher out-of-pocket expense for you. To avoid this, consult with your dentist and plan your treatment so that your expenses are spread out over the course of the year, allowing you to make the most of your dental insurance coverage.

Dental Issues Extend

Aside from the aforementioned factors, the most important element is one’s dental health. The longer you put off oral health exams and dental procedures, the worse the condition may grow. Ignoring any type of oral health issue may exacerbate the condition and lead it to spread to other parts of the body.